You may not need it if you have collision coverage.
With collision coverage, your medical payments may be completely paid for.
Hopefully, you have collision coverage on your own insurance policy.
If your car is paid off, however, you can choose whether to buy collision coverage.
Your own collision coverage normally includes a deductible, whereas property damage liability insurance coverage does not.
You can make a claim against your own insurer's collision coverage if you get into an accident that is your fault.
Usted puede presentar una reclamación en contra de la cobertura por colisión de su propio asegurador si tiene un accidente que es su culpa.
Standard collision coverage will pay for any repairs up to the fair market value of your car.
La cobertura de colisión estándar pagará las reparaciones hasta el valor justo de mercado de su automóvil.
If you purchase collision coverage, your insurance company will pay for the damage, minus your deductible.
Si usted compra cobertura de colisión, su compañía aseguradora pagará por el daño, menos su deducible.
To keep your premium costs down when you buy collision coverage, you can raise your deductible.
Para mantener bajos los costos de su prima cuando contrata una cobertura contra choques, usted puede aumentar el deducible.
How to determine whether collision coverage is for you
Cómo determinar si la cobertura de colisión es para ti
If your car is as old as the hills, you might want to drop collision coverage to save money.
Si su coche es tan antigua como las montañas, es posible que desee dejar la cobertura de colisión para ahorrar dinero.
When buying a collision coverage policy, ask your insurance agent about premium and deductible options.
Cuando compras una póliza de cobertura de colisión, pregúntale a tu agente de seguro sobre las opciones de prima y deducibles.
If you finance or lease your vehicle, the bank or car dealership will most likely require you to have collision coverage.
Si financias o arriendas un vehículo, el banco o la concesionaria probablemente te exijan que tengas cobertura de colisión.